> For the complete documentation index, see [llms.txt](https://pilot-1.gitbook.io/pilot-detailed-introduction/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://pilot-1.gitbook.io/pilot-detailed-introduction/master.md).

# 1. What is Pilot?

**1) What is Pilot?**

Pilot is a smart over lending protocol based Heco chain released by Pilot Lab, it is the first over-lending product on the Heco chain. It supports users participating in liquidity farming through over-lending plus leverage to get more revenue. When the user has insufficient funds but wants to participate in DeFi liquidity farming, Pilot can provide up to 3X the leverage to help users obtain the maximum return per unit time, and at the same time provide a borrowing pool for users who prefer stable returns to earn profits.&#x20;

**2) Is there a pain point in the DeFi market that needs to be solved urgently?**

Some users have insufficient funds, but have a strong willingness to participate in DeFi mining to make a profit. Pilot proposes a solution to this problem.

**3) How Pilot captures and solves this pain point?**

Pilot can provide up to 3X leverage to help users gain more revenue per unit of time. Pilot over-lending protocol creatively with leverage while ensuring absolute fairness. Most of the tokens of the project are issued to users in the form of governance tokens, leaving a small portion of them as risk preparation funds.


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